Personal freedoms, e.g., speech, assembly, religion.

• A. National debt
• B. Civil liberties
• C. Entitlements
• D. Subsidy

Answer: (B)

Civil liberties are the protections of personal freedoms that limit government interference in individual rights, such as speech, assembly, and religion. These rights shield people from undue government control and ensure they can express themselves, gather peacefully, and practice their beliefs. The other terms describe economic or policy concepts—national debt is what the government owes, entitlements are guaranteed benefits, and subsidies are financial support to individuals or industries. So civil liberties best fits the idea of personal freedoms the question highlights.